Stephen Brady is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of [MA and ME]. No insurance business may be conducted outside the specific states referenced.

Stephen Brady is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC. In this regard, this communication is strictly intended for individuals residing in the states of [MA]. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Neither Brady Insurance and Financial Services, its staff, nor NYLIFE Securities LLC nor any representatives or afiiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.

Brady Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.